End-to-End Payment Processing
Accept payments online, in-person, and through text
- Process credit cards at a flat 2.85% plus $0.10 per transaction
- Process eChecks / ACH at a flat 1% plus $0.10 per transaction
- Transfer to your bank for FREE
- $0 monthly fees, no hidden costs
Accept payments anywhere
Getting paid is easier than ever. With fast, flexible card processing and support for all payment types, you’ll never miss a sale.
Why choose Clearmint?
Clearmint makes payment processing seamless, secure, and smarter, empowering you to deliver exceptional customer experiences and drive growth.
Secure processing
Your payments are secure with Point to Point Encryption (P2PE), Remote Key Injection (RKI) and Terminal Management Center (TMC). We also safeguard transactions with fraud monitoring, tokenization, and EMV® technology.
Fast and convenient transfers to your bank for FREE.
Insightful reporting
Mobile or desktop
Accept payments directly through your website, mobile or tablet, or even while on a phone call—no extra hardware required unless you want it.
Enjoy contactless payment options
It has never been easier to manage your finances
Clearmint simplifies finances with easy tools, seamless payments, and software integration.
For Individuals
Take home more of what you earn with low transaction fees and free transfers to your bank.
For Businesses
We help businesses save more on their transactions, keeping costs low for customers.
For Platforms
Clearmint integrates into most software platforms; our team can help you get set up. Contact us to get started.
How to get started with Clearmint
It's fast and easy, and free to get started with an account!
Fill out our application
Our application is quick and easy. Your Clearmint Payment Gateway account will be approved immediately.
Get approved
Once becoming an approved merchant, you will be able to accept payment transactions.
Start controlling your finances
Enjoy the perks of low rates, no monthly fees, free bank transfers and easy processing in-person, online or by text!
Take the control of your finances. Create a free account today.
Frequently Asked Questions
What is the difference between a payment gateway and a merchant account?
A merchant account is a financial institution or bank account used by a merchant that businesses use to collect payments from customer bank accounts or credit card payment transactions.
A payment gateway is the system that lets you accept credit cards and electronic payments online, at terminals, or on mobile devices. It also helps with things like managing transactions, generating reports, and handling billing.
If you have a Card Present (CP) merchant account, you can accept payments at a physical location where customers pay in person.
On the other hand, a Card Not Present (CNP) merchant account is for accepting payments electronically or in situations where the customer isn’t physically there during the transaction.
Is my business bank account the same as a merchant account?
No, a merchant account is basically a special type of bank account that lets your business accept payments from debit or credit cards. Think of it like a credit line that allows your business to take payments or issue refunds.
Your merchant account is specific to you and your business. When you apply, an underwriter will review things like your industry, processing history (if you have one), personal credit, and your business’s creditworthiness. Once you’re approved, you’re all set to start accepting payments!
How long do payouts to my business bank account take?
Typically your Clearmint balance is available for payout between 2 to 5 business days. Your default payout schedule is set to daily automatic payments, meaning your Clearmint balance will be transferred to you every day as soon as funds settle and it becomes eligible for payout. You can also opt to receive payouts weekly or monthly.
What types of payments can I accept with Clearmint?
We offer a variety of payment options ranging from credit cards, ACH, and digital eChecks. Acceptable forms of payment may include Visa, MasterCard, Discover, American Express, plus Google Pay and Apple Pay.
How long does it take to apply, and what is required?
Once you’ve completed the application, your Clearmint Payment Gateway account will be approved automatically. That said, to accept credit cards, you’ll need a merchant account. Approval for this can happen right away or take anywhere from one to five business days (or longer), depending on factors like your industry, credit history, and how quickly you respond.